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3 Important Ways to Make Moving Less Stressful

There are only a couple of weeks left in 2018. As the year ends, and we head into 2019, many of us in North Carolina are starting to focus on our New Year’s resolutions and the fresh year ahead. January is just around the corner and those homeowners who are soon planning a move to a new location need quality realtors. The best agents find the best solutions. Our Flat Fee Realty agents suggest buyers make 2019 the year brings success and little stress in planning a move. Remember, considering how to reach one’s goals makes them more easily achieved.

Homeowners and buyers resolving to make moving less stressful in the new year need to consider these three important ways to make it happen:

  • Work with our experienced Flat Fee Realty agents: Navigating the real estate process can easily become overwhelming. Fortunately, working with our experience team of professionals means buyers and sellers will get the advice, feedback, and answers they need to make informed decisions.  Everyone appreciates our Flat Fee Realty agents, who have a wealth of experience and expertise.

  • Stay organized and clutter-free: Always, consider where belongings will go when buying a new home, and pack and label possessions accordingly for the move. Although people may rearrange a few things as they settle into their new home, packing boxes with an idea of where they should go will make unloading and unpacking less intimidating. The moving process is also an excellent time to donate, sell, or dispose of unnecessary and unused items that are simply taking up space. Preparing to sell or buy is the perfect time to reduce clutter in a home.
  • Enlist the help and support of many: From packing, to loading and unloading boxes and furniture on moving day, buyers and sellers should reach out to others. Request the assistance of friends and family if they live nearby. Otherwise, professional movers are also a great option. Buyers can ask their trusted Flat Fee Realty agent for recommendations to ensure their movers are experienced and will handle every one of the possessions with care. Having help on moving day will literally lighten the load of moving.

While the process of buying and selling a home in North Carolina can be stressful, there are ways to minimize that stress. Work with our experienced real estate agent, stay organized, and enlist the help of others. Ready to get started? Contact a Flat Fee Realty agent today!

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This post on selling and buying a home in the Triangle, Wilmington, Charlotte, and Lake Norman is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230 (Main Number)

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Terry@FlatFeeNC.com

Photo: Pixabay

Tags: real estate, New Years, resolution, resolve, moving, stress, packing, unpacking, buying, selling, moving, organization, 2019, 2018, New Year’s resolution, declutter

3 Holiday Secrets to Selling a North Carolina Home

It’s late November, and the holiday season is in full swing. Thanksgiving has arrived and all of the holiday favorites line the end caps at the grocery stores. Holiday music serenades the most harried of shoppers. Even our street lamps are starting to get into the holiday spirit; many of the lamp posts are already dressed in green pine with festive red bows. While many of us across the Carolinas look forward to the holidays, we also can be intimidating by the thought of relocation and home selling. Fortunately, at Flat Fee Realty, our agents have experience with selling homes in the Triangle, Wilmington, Charlotte, and Lake Norman this holiday season and all year long.  

Let Flat Fee Realty take the stress out of sell and buying homes during the holidays with three helpful “almost secret” common sense tips:  

  • Don’t neglect holiday curb appeal: As the bright colors of summer and fall foliage fade to wintery browns, a home’s exterior may be less vibrant than it is in spring and summer. Maintain curb appeal and attract buyers by keeping a neat lawn. Rake the leaves and keep bushes and grass trimmed. Additionally, there is less daylight at this time of year. For buyers looking at houses after dark, homes without sufficient exterior lighting may look less appealing. Make sure prospective buyers see sufficient outdoor lighting for that perfect view. Finally, don’t overcrowd the home’s exterior with too many decorations and holiday lights; use just enough to enhance the beauty of the home, especially at night.  

  • Keep seasonal decorations simple and unique: Outdoor holiday décor is important this time of year, and indoor decorations should be planned as well. Too many decorations can clutter featured rooms like the den and the dining room. When in doubt, check with our experienced Flat Fee Realty agent to ensure the decorations are adding to the home’s appeal.

  • Work with an experienced Flat Fee Realty Agent: Working with our team will ensure every home is listed at a price that will attract buyers (without sacrificing the value of a seller’s house). Our professionals utilize MLS and other online resources which makes it easier for buyers to find a seller’s listing.

While Christmas and New Year may be intimidating times to list a home, there are several ways in which sellers can maximize the potential of their listing, especially during a time when there is less competition. Ready to list a home? Contact one of our experienced Flat Fee Realty agents to get started.

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This post on selling and buying a home during the holiday season in the Triangle, Wilmington, Charlotte, and Lake Norman is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate! 

Flat Fee Realty of the LKN, Raleigh and Wilmington

919 342 5230 (Main Number) 

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Terry@FlatFeeNC.com 

Photo: Annalise1988, Pixabay

 

 

3 North Carolina Home Improvements Worth the Investment

Shows like Fixer Upper and Property Brothers are fun to watch and inspire many homeowners across North Carolina to think creatively about how to upgrade their homes.  For both sellers and buyers, completing home-improvement projects can be rewarding and can make a home in Charlotte, Lake Norman, Wilmington and the Triangle more attractive and functional; however, whether just moving in or preparing to sell a home, Flat Fee Realty agents recommend clients consider the return investment before spending large sums of money on major renovations.

These three upgrades are worth the investment because each one increases resale value:

  • Update a dated bathroom: A nice bathroom to pamper oneself goes a long way in the housing market. Bathroom remodels normally earn back up to 100% of what homeowners put into it. Not sure where to start? Tile the area around the tub, and add a shower door. Upgrade the vanity (choose something both stylish and functional with storage space) and install a new faucet. If there isn’t any ventilation in the bathroom, adding a new bathroom vent fan may help keep the humidity and mildew from warm showers at bay.

  • Add curb appeal: First impressions are everything. If the house exterior needs cleaning, try remedying the problem with a spray like Wet & Forget. If it still looks dull and faded after that process, consider freshening up the outside of the home with a professional power wash, then a fresh coat of paint. Next, think about the light fixtures both for safety and curb appeal. Finally, a nicely-landscaped lawn can go a long way. Start by trimming any overgrown bushes or trees. Then, consider consulting a landscaper or even a local garden center for ideas.

  • Upgrade the kitchen: Kitchens are another great place for upgrading for a solid return investment. Try to avoid the cheapest materials, but don’t overspend by purchasing items that are more luxurious than functional. Also, remember that while television shows entertain viewers with major renovations, many homeowners can create beautiful spaces with a few simple changes. For example, consider creating storage space that makes items easily-accessible, add granite countertops, and add an upgraded backsplash.

Before spending money on a major renovation, clients should contact a Flat Fee Realty agent to ensure their plans align with the interests of most buyers. This will increase the likelihood of getting a return investment on one’s home-improvement projects.

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This post on selling and buying a home in the Triangle, Wilmington, Charlotte, and Lake Norman is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230 (Main Number)

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com

Photo : artursfoto, Pixabay

 

 

 

Is Autumn the Time to Leave a Rental and Buy a Triangle Home?

clker-house-pixabayIt is interesting to note that approximately one third of all single family residences are rental homes. In certain areas of the Triangle, we actually have even higher rental rates. Renting or buying is a big decision. When considering whether to purchase a Triangle home or rent one, there are many factors to consider before this important decision is made.  

Our real estate experts at Flat Fee Realty work with many Triangle renters as they assess what to do.  In fact, many people need just the basics from our team to understanding the advantages of owning a home.

Flat Fee Realty offers three basic yet important factors to consider when deciding to rent or to buy in the Triangle:

  • Financial plans: Unless something drastic is changing in the near future, such as plans to leave the Triangle area or other large purchases that need to be made; there is more to gain financially by buying a home than by renting one. Home ownership allows for mortgage reduced taxes and home appreciation.
  • Desire to customize: If making changes in the rental is the desire, it is probably wise to purchase a home. In rental homes, many landlords will not want any changes made. Owning a Triangle home will give the ability to make changes and the upgrades as needed.
  • Stability: Many first time home buyers share that they are looking for stability in their living situation. Owning a home presents a lot more stability than renting one. A new home offers sound financial decisions and a new sense of ownership and security.

There are a number of advantages to owning a new home. A few fun rewards are new furniture, energy efficiency, new neighbors, and that fresh coat of paint!  

If information is needed about buying a home in the Triangle, please contact Terry McDonald and the real estate experts at Flat Fee Realty today.

The time is now to buy your new home; give us a call.

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Photo: Clker, pixabay

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com

 

4 Big Mistakes to Avoid When Selling a Triangle Home

dreamstime_xs_18817936Listing a home in the Triangle, especially after living in it for years, can be an emotional time filled with questions and  memories. Many people across Raleigh now find themselves in an empty nest. What to do?  At Flat Fee Realty, we understand home sellers are investing quite a bit of themselves into selling their Triangle home.

The good news is that the Triangle real estate market is very active. Many people are ready to sell, especially in this seller’s market. This is great news, but managing those memories and emotions are very important. Clear thinking, coupled with the advice of one of our experienced Flat Fee Realty agents will minimize expensive mistakes. Across the country, many sellers will make an average of up to three costly mistakes each and every transaction.  

Flat Fee Realty advises against making these four big mistakes when selling a Triangle home:  

  • Having a cluttered or completely empty house: Clutter removes space and offers a poor first impression. Clear all counter space, throw out the magazines, and declutter the closets. On the other hand, a totally empty house makes it hard to envision imagine living there; consider home staging in that case.
  • Using inferior, blurry, or impromptu cell phone photos: Because most Triangle home buyers start their home search online, a home should make that “oh wow!” first impression online. Flat Fee Realty will help sellers to frame the interior and exterior in the most appealing manner.
  • Not disclosing important information: Triangle home buyers will usually discover any issues with the house, and use anything negative for bargaining position. Disclosing everything up front about every problem is the best approach.
  • Not planning the closing date: The difference of one day can make a difference in taxes paid. Check with us and our team for the best closing date.

Selling a house in the Triangle is simple but it is never easy. And, at times, it can be stressful. After all, home buying and home selling are usually the largest transactions Triangle residents will ever undertake. Flat Fee Realty can help minimize mistakes when selling a local home. If you live in Raleigh, Cary, Morrisville, and Apex and beyond, call the professionals; contact the Flat Fee Realty team today! We make the difference!

We are the future of real estate in Raleigh and the Triangle.

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com

Photo: dreamstime, 18817936

3 Huge Reasons to Buy that Triangle Dream House Now!



pixabay-cliker-freevectorimagesThe Triangle housing market has seen great growth and continued success in 2016. For instance, the average median-priced Raleigh home, which is about $150,000 value, will sell in less than 30 days. This truly indicates that Raleigh and the Triangle are seller’s market; this is also good for Raleigh home buyers who are looking to purchase their first home, or looking to sell their current home and purchase another.

For the Triangle home buyers, September and October are definitely the time to take the next step and purchase a new home.

The real estate experts at Flat Fee Realty suggest three very important reasons why the time is right to buy, and buy quickly before the end of 2016:  

  • Demand is high: Since the Triangle area has been nationally recognized as both a great place to live and a booming economy with excellent work opportunities, new home buyers are flocking to Morrisville, Cary, Apex, and other surrounding cities to start anew. This increase in demand will lessen the supply of homes available for purchase, so buyers should act fast if they want to secure a great deal on a home. It just takes a little homework and Flat Fee Realty.
  • Supply is low: Home sellers are taking advantage of this higher demand, and because of this fact, there are less homes on the market and shorter selling times. Sometimes, even same day listings will see buyers prepared to make offers with pre-approvals in hand. Along with this, since the demand is higher than the supply, homes are selling at listed prices or a little higher, making negotiations a little more challenging as we work on the client’s behalf.
  • Mortgage rates are very good: Right now, mortgage and interest rates are extremely low, which enables Triangle home buyers to research the best rates and terms for their needs with better odds of approval. However, making a quick decision is important. Remember, after the election, rate increases can and often do happen.

These are just a few reasons why new home buyers should act now. The Triangle area is a nationally recognized location for opportunity and advancement. And we can find the dream home that will make the difference. We work for every client with both service and value combined. Contact our real estate agents at Flat Fee Realty to act now and get the best deals available!

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Photo: Pixabay, Cliker freevectorimages

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Contact Us

Terry@FlatFeeNC.com

 

3 Questions New Home Buyers Need to Ask Before Purchasing Anything

FFR- Jan 19 Pic- Stuart MilesListing a home “as-is” in the Triangle real estate market is a move that definitely benefits the home seller. For buyers, this type of home means a lot of research is required in order to ensure that purchasing this particular property is a good investment. Enlisting the help of a Flat Fee Realty professional will make the opportunity easier to navigate, and we will assist with just the right questions to support a wise real estate decision.

The real estate experts at Flat Fee Realty advise Triangle home buyers to ask these three important questions when considering purchasing a home listed in “as-is” condition:

  • Who is the seller? This may seem redundant, but knowing who the seller is in the case of an “as-is” property is important. If the property was foreclosed on and a financial institution took over the resell, the bank might be unaware of the overall condition of the home, which may need repairs. If the current owner is selling, they may be unwilling or unable to make necessary repairs, so the negotiation process will be more challenging for both the buyer and the Flat Fee Realty agent.
  • What repairs are needed? Buyers are urged to use the due diligence period to their advantage. The listed “as-is” price may be intriguing, yet it’s crucial for buyers to be aware of any damage or problems that the property possesses so they can factor in the cost for repairs. Home inspections may cost some money upfront, but in the end the buyer benefits from knowing the property’s condition.
  • Will the seller negotiate? If inspections show that substantial work is required to make the home move-in ready, buyers should know their options for potential negotiation. The seller may indeed be incapable of making the repairs, so buyers will have to determine whether the investment is a good decision. However, if there’s room for negotiation, Flat Fee Realty in Morrisville will be able to provide guidance during the process.

Homes listed in “as-is” condition may seem like a risky investment, but armed with the right knowledge and resources, such as an agent from Flat Fee Realty, buyers will have the tools necessary to make sound decisions. Contact us today to obtain excellent counsel in the Triangle real estate market!

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only. Seek the guidance of an agent before purchasing a home.

The Future of Real Estate!

Flat Fee Realty Morrisvillle, NC

919 342 5230

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Terry@FlatFeeNC.com

Photo: Stuart Miles, FreedigitalPhotos

3 Myths Home Buyers in the Triangle Need to Know

dreamstime_xs_18817936The Triangle real estate market is in its summer season of growth. The market in the Raleigh, Cary, and Apex area is seeing lower interest rates and an increase in home values. Overall this means more competition among buyers and sellers alike; and with more competition, buyers should be educated and not make decisions based on common real estate myths.

Our real estate professionals at Flat Fee Realty shed some light on three common real estate myths that are associated with buying a home in the Triangle:

  • Down payments are the only upfront cost:  Unfortunately, this is just one of several costs that come with buying a home. Between home inspections, repairs, closing costs, and realtor commissions, buyers will do well to be prepared for financial surprises. This isn’t meant to scare potential buyers away. Proper planning and enlisting the help of a buyer’s agent will benefit those who are unfamiliar with the overall process.
  • Excellent credit gets the deal: Although a great credit score wouldn’t hurt, the reality is that most people are building credit for the first time or rebuilding after some mishaps. The housing market will not exclude those who have average or below average credit scores. Talking with a lender about your situation will show many options such as an ARM, an FHA or VA loan, or even a fixed-rate mortgage.
  • Lenders with the lowest interest rates are the best choice: When the Triangle market gets competitive, buyers tends to seek out lenders who offer the best interest rates. A few percentage points could mean the difference of several thousand dollars in mortgage interest over 30 years. However, the lender with the lowest rate might have poor reviews and client service. It is important to take the time to do research and find reputable lenders with a good history and background.

As 2016 heads more deeply into the 3rd Quarter, the Triangle housing market is sure to see some changes. Buyers and sellers must be prepared with the facts to ensure a smooth process and enjoyable buying experience. Contact our professional and friendly real estate agents at Flat Fee Realty to ensure you have the facts on your side!

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Photo: dreamstime, 18817936

This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com

 

 

4 Money Tips for Home Buyers in the Triangle

FFR Website PhotoAs rental prices for homes and apartments in North Carolina continue to increase, many people in the Triangle are opting to buy their first home. For new buyers, the costs associated with purchasing a home may seem financially surprising; after all it is a big commitment. Our team at Flat Fee Realty will provide the expert assistance needed, and share all the costs and considerations to make new home ownership a wonderful and exciting experience.

Our real estate professionals at Flat Fee Realty know that first-time homebuyers in Raleigh, Cary, Apex, and the Triangle will need help with creating a successful game plan.

From the experts at Flat Fee Realty, follow these important money tips when preparing to purchase a home in the Triangle market.

  • Consider every expense: The initial costs when purchasing a home are sure to surprise the new buyer. Down payments, inspections, appraisal fees, and closing costs are expected as part of every purchase. The bigger picture includes loan interest, property taxes, maintenance, renovations, as well as homeowner’s and mortgage insurance. It can add up. Be prepared to budget accordingly to ensure financial success.
  • Shop for a local mortgage professional: Be diligent during this process. Mortgage lenders will often have competitive rates, so take time when researching all the options. This decision can greatly impact homeowners and budgets. For example, a $200,000 30-year mortgage at 5% will cost $386,511.57 overall, while the same value for a 15-year mortgage will cost $284,685.71.
  • Bundle home and auto insurance: Many insurance agencies offer discounts for home and auto packages. Shopping around and getting multiple quotes is worth the time and it will save money.
  • Study the Triangle market: Researching housing market trends in the Triangle area will equip home buyers with average rates for listings and selling prices. This knowledge will also empower buyers to successfully negotiate with sellers and agents if a listing price appears steep in the current market.

Flat Fee Realty understands all of the financial implications associated with buying and selling a home in the Triangle market. Let our friendly and knowledgeable real estate agents make the process less stressful and more rewarding – give us a call today to get started!

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com

3 Surprises That Can Happen at Closing

house with dollars- stuart miles- freedigitalphotos.netFor new and first-time home buyers, there can be many surprises when it comes to the buying process and closing. There is always a volume of legal paperwork, home inspections, and multiple agents that need to be consulted; often the chance for unexpected problems and challenges can create stress and even delay. However, many issues that come up can be easily handled if Triangle home buyers are properly informed and prepared.

Our seasoned real estate experts at Flat Fee Realty in the Triangle offer three surprises that can be encountered at closing:  

  • Banks might not finance the entire purchase price: Banks generally require a home appraisal prior to closing to ensure that the loan is secured by property of equal (or greater) value. Occasionally, the appraisal may come back lower than the listing price, and banks may only agree to a mortgage for the appraisal value, leaving home buyers to come up with the difference. Since so many financial variables are included with home buying, such as down payments, insurance, and other closing costs, this may pose a problem for buyers who have planned for the original purchase price. If this occurs, buyers are encouraged to obtain a second opinion on the appraisal, as well as discuss additional options with the mortgage provider.
  • High risk insurance challenges: Previous claims on the home place it in the high risk category. All lenders require insurance before agreeing to a loan, so if the home is considered difficult to insure, closing may be delayed. Buyers in this situation can reconsider their purchase as well.
  • Sellers backing out: Sellers can and sometimes do change their mind before closing. Perhaps they received a better offer, or they don’t want to make necessary repairs or modifications that have been requested. Flat Fee Realty will provide excellent counsel if this occurs, and help recover any monies lost by the buyer.

Although closing on a home may present some hurdles, Flat Fee Realty is always on the buyer’s side. Contact us at Flat Fee Realty to get the best experience when buying a home in the Triangle!

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This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only.

The Future of Real Estate!

Flat Fee Realty

919 342 5230

Find and like us on Facebook!

Contact Us

Terry@FlatFeeNC.com
Photo: Stuart Miles, Free Digital Photos

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