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“The Future of Real Estate”

Welcome to Flat Fee Realty, your source for help in buying or selling a home without hassle!

We are an independently-owned, Triangle based company, committed to helping people like you by simplifying the process of buying and selling homes.

If you are a current home owner who is interested in selling your home independently please read what our customers are saying about us.

If you are a prospective home buyer please check out our new Custom Search. Searching for the home of your dreams is now easier than ever.

We also offer more traditional, full-service NC real estate services if you decide you would like more assistance.


  • Home listed in MLS®
  • listing
  • Displayed on over 4,000 websites
  • Lock box for agent showings
  • All standard/required real estate forms
  • Comparative market analysis (CMA)
  • Yard sign and flyer box
  • Unlimited custom flyers
  • Multiple digital photos of property


  • Custom Home Search
  • Full Service Agents
  • Offer Presentation
  • Preparation of Documents
  • Negotiations
  • Coordination of All Inspections
  • Coordination with Escrow Agent
  • Telephone Consultation
  • Property Evaluation

Terry McDonald ‐ Owner • Broker • REALTOR®
Helping Buyers and Sellers Get it Done Right!

After 20 years of running his own custom home construction and Real Estate development companies, Terry changed careers in 2006 and concentrates solely on helping buyers and sellers with their real estate needs. Employing his vast amount of knowledge and experience on your behalf will give you an advantage in your search for a new home or sale of your existing residence. Terry is currently a member of the Top Producers Council and frequently exchanges thoughts and ideas of our current market conditions with other Top Producers. We are confident that Terry will be the Real Estate Professional that you are looking for, offering the total package when it comes to knowledge, experience, and professionalism in the Real Estate marketplace. Terry will work long hours to accomplish all of your goals and provide service beyond your expectation. Terry looks forward to meeting you in person to discuss your Real Estate needs and helping you to achieve them.

Phone: 919-342-5230      Email:


Buyers and Sellers have positive things to say about Flat Fee Realty

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What buyers and sellers should know about working with real estate agents.

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Relocating to North Carolina and the Triangle? Here are a few things you should know.

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We’re looking for the next Top Producer. Consider working with Flat Fee Realty.

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What’s your home worth? Get a free home value analysis here.

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Look here for links to information useful to buyers and sellers alike.

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3 Important Financial Tips for First-Time Home Buyers in North Carolina

Posted on July 20, 2017 by imusocialmedia

Rent and lease prices are on the rise across the nation, and it is the leading cause for the increase in first-time home buyers here in the Triangle and across the United States. According to Zillow’s 2016 Consumer Housing Trends report, 50% of buyers are under age 36, and 47% of them are buying for the first time. This means there are an array of buyers in the market who need guidance from the local area experts, Flat Fee Realty NC.

Everyone knows that one of the biggest factors associated with buying a home is money. Buying a first home can be expensive, risky, and it can leave North Carolina homebuyers wondering if they’re making the right decision. Luckily, homebuyers in Wilmington, the Triangle, and Lake Norman have the expertise of Flat Fee Realty’s knowledgeable team of agents that are willing and ready to help buyers plan their financial investment in the right way.

Flat Fee Realty shares three important financial tips that are most important to first-time home buyers in North Carolina:  

  • Assessing geographic considerations: It’s all about location, right? Without proper planning, buyers may find their closing costs will skyrocket due to the applicable taxes in a specific area. The rates can vary across street names, so it’s best for buyers to be aware of the rates in their target locations and plan for them.
  • Avoiding Private Mortgage Insurance (PMI): Most mortgage lenders prefer a 20% down payment on a new home. If buyers offer something less, they are likely forced into other fees instituted to protect the lender; this situation can include private mortgage insurance (PMI). A full down payment will help to reduce interest rates on the loan overall and avoid the extra monthly fee associated with PMI.
  • Making sound financial decisions: No one can truly predict the future, and there may be potential financial benefits ahead for a first-time home buyer that might convince them to shop out of their budgeted price range. However, anything can happen, and it’s best to not count on money that might not be there in the future. First-time buyers should be realistic about what they can afford need to stay within predetermined means.

Buying a home for the first time is a huge investment; and Triangle, Lake Norman, and Wilmington buyers deserve a local dedicated team on their side. Our agents at Flat Fee Realty can help first-time buyers plan their finances and make sure nothing comes as a surprise. Contact us today to see how we can help!


This post on selling and buying a home in North Carolina is brought to you by the team at Flat Fee Realty LLC and is intended for informational purposes only.

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The Future of Real Estate!

Flat Fee Realty

Triangle: 919 342 5230 

Lake Norman: 704 659 3560

Wilmington: 910 225 7721

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