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"The Future of Real Estate"

Welcome to Flat Fee Realty, your source for help in buying or selling a home without hassle!

We are an independently-owned, Triangle based company, committed to helping people like you by simplifying the process of buying and selling homes.

If you are a current home owner who is interested in selling your home independently please read what our customers are saying about us.

If you are a prospective home buyer please check out our new Custom Search. Searching for the home of your dreams is now easier than ever.

We also offer more traditional, full-service NC real estate services if you decide you would like more assistance.


  • Home listed in MLS®
  • listing
  • Displayed on over 4,000 websites
  • Lock box for agent showings
  • All standard/required real estate forms
  • Comparative market analysis (CMA)
  • Yard sign and flyer box
  • Unlimited custom flyers
  • Multiple digital photos of property


  • Custom Home Search
  • Full Service Agents
  • Offer Presentation
  • Preparation of Documents
  • Negotiations
  • Coordination of All Inspections
  • Coordination with Escrow Agent
  • Telephone Consultation
  • Property Evaluation

Terry McDonald ‐ Owner • Broker • REALTOR®
Helping Buyers and Sellers Get it Done Right!

After 20 years of running his own custom home construction and Real Estate development companies, Terry changed careers in 2006 and concentrates solely on helping buyers and sellers with their real estate needs. Employing his vast amount of knowledge and experience on your behalf will give you an advantage in your search for a new home or sale of your existing residence. Terry is currently a member of the Top Producers Council and frequently exchanges thoughts and ideas of our current market conditions with other Top Producers. We are confident that Terry will be the Real Estate Professional that you are looking for, offering the total package when it comes to knowledge, experience, and professionalism in the Real Estate marketplace. Terry will work long hours to accomplish all of your goals and provide service beyond your expectation. Terry looks forward to meeting you in person to discuss your Real Estate needs and helping you to achieve them.

Phone: 919-342-5230      Email:


Buyers and Sellers have positive things to say about Flat Fee Realty

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What buyers and sellers should know about working with real estate agents.

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Relocating to North Carolina and the Triangle? Here are a few things you should know.

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We're looking for the next Top Producer. Consider working with Flat Fee Realty.

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What's your home worth? Get a free home value analysis here.

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Look here for links to information useful to buyers and sellers alike.

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3 Options Everyone Should Know About Real Estate Appraisals

Posted on January 23, 2015 by imusocialmedia

FFR- Jan 19 Pic- Stuart MilesMost Triangle-area buyers and sellers think that the purpose of a real estate appraisal is to determine the real value of the home. In reality, an appraisal is an important tool that banks and other financial institutions use to help them make lending decisions. An appraisal justifies the purchase price of a home, so a low appraisal can have an effect on the entire transaction. This situation can sometimes result in big problems for buyers and sellers alike.

Flat Fee Realty wants buyers and sellers in Cary NC and the surrounding Triangle to know the options when an appraisal threatens to affect a potential deal:

  • Appraisers sometimes err on the safe side: Appraisers are held to a high professional standard and can be held accountable for their opinion of a home’s value. In the case of foreclosure, the appraiser could be held liable by the bank for over-appreciation. To avoid this risk, appraisers may be conservative with their figures, sometimes leading to a too-low appraisal.
  • Appraisals can contain mistakes: Sometimes, an appraisal that’s too low to meet the loan requirements can be the result of a simple error. Incorrect measurements or a transposed figure during data entry are seemingly benign errors that can cost home buyers their loan.
  • Appraisers and agents work together: It’s usually in everyone’s best interest that a given transaction moves forward, and problems with the loan can be disconcerting for everyone. Many times, a good appraiser will contact a home’s listing agent (who knows the property inside and out) if the appraisal is low. Together, they can verify measurements, make sure every detail is listed, discuss comps, and otherwise work together to get the value up.

In order for a financial institution to proceed with a buyer’s loan, the home’s appraised value must meet or exceed the agreed-upon purchase price. When this doesn’t occur, the entire transaction is at risk. An experienced agent is a lifesaver when it comes to challenging low appraisals, or any of the other complex issues involved in buying and selling real estate.

Need assistance navigating the buying or selling process? Flat Fee Realty is here to help. Give us a call with your questions today!


This post on selling and buying a home in the Triangle is brought to you by the team at Flat Fee Realty and is intended for informational purposes only. 

The Future of Real Estate! 

Flat Fee Realty 

919 342 5230

Contact Us

Photo: Stuart Miles,

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